It’s that time of year again… do I invest in an RRSP? If so – what type of funds should I invest in.
Well if you are over 55 – according to a RBC survey , 87% of Canadians are looking for investments that grow & guarantee principal and yet 60% not familiar with Segregated Funds that are available from insurance companies.
Segregated funds offer the growth potential of a mutual fund with the comfort of an insurance contract to guarantee the principal at maturity or death, and yet only 17% of respondents in […]
Better with age, yes, just like a fine wine! But all those years ago, (if you are over 50) when you were watching Happy Days, did you imagine you’d be stressing about retirement? We grew up on Barbie and Ken, the Beatles and wearing bell bottoms – and now some of us are grandparents! Is it a transition you’re ready for?
Baby boomers (those of us born 1946-1964) have been the most marketed to generation in history. After the WWII there was a huge growth and boom in electronics, gadgets, and an exciting appeal […]
When it comes to basic money management most of us know what we are ‘supposed’ to do, you know the basics; spend less than you earn – save for an emergency – and invest for your future.
However, establishing ‘good’ habits around money is easier said than done, for a whole lot of reasons!
Managing your money and other important things in your life (like an exercise or eating healthy program) takes discipline. And guess what, discipline isn’t a natural state for everyday or everyone. Oh, and let’s add the guilt and shame that you carry […]
Did you know that research shows that opposites tend to attract to each other in relationships?
The crazy thing is that when it comes to money and certain spending habits; savers, who commonly spend less than they would like to spend, and spenders who generally spend more than they would rather spend, tend to marry each other, in fact that’s true for me!
We are more likely to be attracted to partners who possess characteristics different to those we don’t really like in ourselves. You’d think that they would complement each other and you’d […]
Here we are – the beginning of a new year and there is the usual emphasis on Facebook, podcasts, blogs and even your email inbox, encouraging you to set New Years resolutions and goals.
Okay, so here is how you may react;
- You do nothing
- You’ll get pissed off with all hype and the pressure of setting goals and resolutions… enough already!
- You half-ass state what you are going to do… ie: make more money, get out of debt, lose weight, work out …
- You embrace all the information and you are motivated to […]
“Attitude is everything, so pick a good one!”
“Is your glass half full or half empty?”
“A bad attitude is like a flat tire, if you don’t change it you’ll never go anywhere”
“Change I can’t into I can and pretty soon you will say… I did!”
We have all seen these quotes hundreds of times, but do we always heed this advice?
Our minds are so powerful to help us control our feelings and our actions, which inevitably becomes our results. It’s a good thing, well that is if you are happy with the way your life is.
(Part 2 – Money Matters Made Easy!)
Sooo… how are feeling about your numbers now?
If you looked at them, even just a little, then give yourself a high 5!
You got to start somewhere! It’s a win!
I promise it will make your life so much easier, and it’s the first step to less stress around money. (That is what you want, right?) YES!
I have to tell you why I was inspired to write this series of emails to you. I got this note from one of my clients;
“I am so frustrated with our […]
(Part 1 – Money Matters Made Easy!)
Ola amigos! (I’m practicing my Spanish for our trip to Mexico next month). It’s November already and the holiday season is sneaking up.
What’s on our minds? Yup, spending! Buying gifts, going on trips (me for sure – maybe you too!) and visiting friends and family.
And it all takes money.
But if your current relationship with money is operating in the red (aka debt), then this isn’t a feel-good season at all for you…
You probably will be more inclined […]
If there is a list of things to not make a mess of, your future has to be high on the list. Yet so many of us including myself have a made quite the mess in the past. But that is the key…it’s the past and you are always at choice for your next move. Every decision that you make is creating your ultimate destiny. Everything you do and who you really are determines what you will ultimately achieve.
When you drop all the excuses and but’s, should have’s and could have’s that are holding you back from living your dreams, […]