|Are you thinking your thoughts or are old thoughts thinking you?
We’ve all heard this before, but I believe we need to hear it over and over again, until it is ingrained in who we are and what we do.
96-98% of our thoughts are fed by our beliefs and habits which in the end, creates our results.
Money is never our problem – or the lack of money is never our problem. It’s our beliefs and habits that are either serving us or sabotaging us.
Let me ask you this; “Are you interested in […]
|As we head into the final months of 2017… I have a question for you…
‘Is your life where you thought (maybe planned) it to be at the beginning of the year?’
‘If you set any goals, how are you doing?’
If you are rocking it out – congratulations, it does feel amazing when you are on target and having fun, making money, in a fantastic relationship, travelling or what ever your source of ‘joy’ is!
If you’re not where you wanted to be, why not?
Did circumstances beyond your control come up?
Did you make the […]
I don’t know about you…but I feel like someone flicked the switch from summer to fall … overnight!
Holy cow we needed the rain, but I had to light the pilot on the fireplace and turn on the furnace!
For me, this is a signal to start planning my annual trip to Mexico!
(My view in a couple of months!)
Now sometimes people say to me; “It must be nice to go away every winter…”
To which I reply… “It is … and you can too […]
“It’s the most wonderful time of the year…”
Staples made that first commercial back in 1996 and it is a parent’s theme song for September for sure!
I know my son Brad and daughter-in-law Liz are singing this song! With 4 kids, having 3 back in school full time is going to be heaven! Of course, they love their kids…but let’s get real, if you have kids, you know what I am talking about! 😉
Why not use that ‘back to school’ energy to fire up the rest of the year! I know lots of you are already talking about setting some […]
Talking money of course!
A big reason why many couples argue about money involves differing values and conflicting goals which leads into a battle of; “I’m right … your wrong!”
Here’s why this happens: most couples do not have “Money Talks”. Sure they talk about money in varying degrees – but they don’t get into the ‘nitty gritty’ of their numbers and how the other person feels.
Let’s face it, when cashflow is good, money arguments usually are few – if any.
But when cashflow changes (usually due to less money coming in or expenses going up) […]
I’m going to go out on a limb here and guess that you’ve been stressed about money … at least once.
Bottom line – money gives us better choices. Money impacts almost everything in our lives from the food we buy, to the car we drive, the house we live in, vacations, clothes… But what we don’t like to admit (or acknowledge) is how much money (and especially debt) can actually affect our health.
Not sleeping due to worrying about money is a common thread with clients that come to me for advice and mentoring. It’s been […]
It’s that time of year again… do I invest in an RRSP? If so – what type of funds should I invest in.
Well if you are over 55 – according to a RBC survey , 87% of Canadians are looking for investments that grow & guarantee principal and yet 60% not familiar with Segregated Funds that are available from insurance companies.
Segregated funds offer the growth potential of a mutual fund with the comfort of an insurance contract to guarantee the principal at maturity or death, and yet only 17% of respondents in […]
Better with age, yes, just like a fine wine! But all those years ago, (if you are over 50) when you were watching Happy Days, did you imagine you’d be stressing about retirement? We grew up on Barbie and Ken, the Beatles and wearing bell bottoms – and now some of us are grandparents! Is it a transition you’re ready for?
Baby boomers (those of us born 1946-1964) have been the most marketed to generation in history. After the WWII there was a huge growth and boom in electronics, gadgets, and an exciting appeal […]
When it comes to basic money management most of us know what we are ‘supposed’ to do, you know the basics; spend less than you earn – save for an emergency – and invest for your future.
However, establishing ‘good’ habits around money is easier said than done, for a whole lot of reasons!
Managing your money and other important things in your life (like an exercise or eating healthy program) takes discipline. And guess what, discipline isn’t a natural state for everyday or everyone. Oh, and let’s add the guilt and shame that you carry […]
Did you know that research shows that opposites tend to attract to each other in relationships?
The crazy thing is that when it comes to money and certain spending habits; savers, who commonly spend less than they would like to spend, and spenders who generally spend more than they would rather spend, tend to marry each other, in fact that’s true for me!
We are more likely to be attracted to partners who possess characteristics different to those we don’t really like in ourselves. You’d think that they would complement each other and you’d […]