Disclaimer

]Molchan Financial and Shari Molchan specifically disclaim any liability, loss, or risk that may be incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this work.

The material on this website is intended as a general source of information only and should not be construed as offering specific tax, legal, financial, or investment advice. Individuals should seek the advice of professionals to ensure that any action taken with respect to this information is appropriate to their specific situation.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund and segregated fund investments. Please read the prospectus or information folder before investing. Investment returns are not guaranteed, their values change frequently and past performance may not be repeated.

Every effort has been made to ensure that the material is correct at time of publication, but its accuracy or completeness cannot be guaranteed. Interest rates, market conditions, tax rulings, and other investment factors are subject to rapid change.