Well it’s the cars we drive, the home we live in, and the vacations we take.
It’s the education we provide and it’s the retirement we save for…
it’s living today while planning for tomorrow.
And guess what… your income supports it all!
But what if you were unable to work tomorrow due to an injury or illness? Would you and your family be protected?
Your income supports your lifestyle so consider this; If you could not work tomorrow, how long could you continue your current lifestyle?… days, weeks, months or years?
Accidents and sicknesses happen every day! […]
It’s that time of year again… do I invest in an RRSP? If so – what type of funds should I invest in.
Well if you are over 55 – according to a RBC survey , 87% of Canadians are looking for investments that grow & guarantee principal and yet 60% not familiar with Segregated Funds that are available from insurance companies.
Segregated funds offer the growth potential of a mutual fund with the comfort of an insurance contract to guarantee the principal at maturity or death, and yet only 17% of respondents in […]
Better with age, yes, just like a fine wine! But all those years ago, (if you are over 50) when you were watching Happy Days, did you imagine you’d be stressing about retirement? We grew up on Barbie and Ken, the Beatles and wearing bell bottoms – and now some of us are grandparents! Is it a transition you’re ready for?
Baby boomers (those of us born 1946-1964) have been the most marketed to generation in history. After the WWII there was a huge growth and boom in electronics, gadgets, and an exciting appeal […]
Aahhh taxes…love them or hate them, they are inevitable. If you have to pay more tax this year, that may mean that you made more money…which is always a good thing! I have found that when you are organized and have a plan, there really should be no stress at this time of year…yet there is! I highly recommend (especially if you are a business!) that you have a bookkeeper and an accountant to help you plan so there are no surprises.
Now if you are getting a […]
The deadline for RRSP contributions is fast approaching – March 1st! (In Canada) A question that I always get asked is; “Is the RRSP still the best way for me to fund my future, or should I be maximizing my contribution to a tax-free savings account first, and only then use my additional cash to contribute to an RRSP?”
Well, that depends on a whole lot of things; what do you need, what do you want and how do you want to get there?
RRSP’s can save you money today […]